:root{--ink:#172033;--muted:#59657a;--bg:#f6f8fc;--card:#fff;--accent:#5b52d6;--accent2:#1c9a83;--line:#dfe4ee;--max:1120px}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
a{color:#4138b8;text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:var(--max);margin:auto;padding:0 22px}
header{background:#11182a;color:#fff;position:sticky;top:0;z-index:5;box-shadow:0 1px 10px #0002}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:68px}.brand{font-weight:900;letter-spacing:-.02em;color:#fff;font-size:1.15rem}.navlinks{display:flex;gap:17px;flex-wrap:wrap}.navlinks a{color:#e8eaff;font-size:.9rem}
.hero{padding:72px 0 50px;background:linear-gradient(135deg,#eef0ff,#e9fbf6)}h1{font-size:clamp(2.2rem,5vw,4.5rem);line-height:1.03;letter-spacing:-.045em;margin:.2em 0}.lede{font-size:1.18rem;max-width:760px;color:var(--muted)}
main{padding:38px 0 70px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 7px 22px #1520440a}.card h2,.card h3{margin-top:0;line-height:1.2}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.75rem;font-weight:800;color:var(--accent2)}
article{max-width:790px}.content{display:grid;grid-template-columns:minmax(0,790px) 260px;gap:36px;align-items:start}.toc{position:sticky;top:90px}.toc ul{padding-left:18px}.note,.cta{border-radius:14px;padding:20px;margin:26px 0}.note{background:#eef2f9;border:1px solid var(--line)}.cta{background:#171d32;color:#fff}.cta a.btn{display:inline-block;background:#fff;color:#171d32;font-weight:800;padding:11px 16px;border-radius:9px;margin-top:8px}.disclosure{font-size:.9rem;color:var(--muted);border-left:3px solid var(--accent);padding-left:13px}
table{width:100%;border-collapse:collapse;background:#fff}th,td{border:1px solid var(--line);padding:10px;text-align:left}footer{background:#11182a;color:#bfc7d8;padding:35px 0}footer a{color:#fff}.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:18px}
.badge{display:inline-block;background:#e7f7f2;color:#146a5b;padding:5px 9px;border-radius:999px;font-size:.78rem;font-weight:800}
@media(max-width:850px){.grid{grid-template-columns:1fr}.content{grid-template-columns:1fr}.toc{position:static}.navlinks{display:none}.hero{padding-top:48px}}

.nav-cta{display:inline-block;background:#fff;color:#171d32!important;font-weight:800;padding:9px 13px;border-radius:9px;white-space:nowrap}
.nav-cta:hover{text-decoration:none;transform:translateY(-1px)}
.sidebar-cta{background:#171d32;color:#fff;border:0}
.sidebar-cta p{color:#dfe5f2}
.sidebar-cta .btn{display:inline-block;background:#fff;color:#171d32;font-weight:800;padding:10px 13px;border-radius:9px}
.sidebar-cta .btn:hover{text-decoration:none}
@media(max-width:850px){.nav-cta{display:inline-block;font-size:.85rem;padding:8px 10px}}